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Settle Up - Group Expenses

Step Up Labs, Inc. · Finance · Japan store
NOT IN TOP 100 HERE
View on App Store ↗ Instagram card Google Play version →
Revenue a month, worldwide EST
$11.8K
Likely $3.9K to $35.5K
▼ 96.2% in 13 days
New ratings
+7
in 2 days, 20.7K in total
Rating
4.7 of 5
36 ratings in this store
Countries it ranks in
13
was 16 on Oct 17, 2026

Revenue

Estimated from the grossing charts of Oct 23, 2026 in the 53 countries we track, and ratings growth on the App Store.

EST. REVENUE / YEAR · WORLDWIDE
$141.9K
Not ranked on Google Play in tracked countries
EST. LIFETIME DOWNLOADS
1.3K to 3.6K
Estimated from ratings count
WHERE IT EARNS · EST. / MONTH
  • Denmark #22 Finance$10.1K · 86%
  • Hong Kong #64 Finance$1.5K · 13%
  • South Africa #81 Finance$150 · 1%
HOW SURE ARE WE
Small app: combines its grossing ranks with ratings growth (134 new ratings a month on average since launch). Tested on 418 apps with verified revenue: typically off by about 2.6 times, so the range is wide. Countries we don't track (and Google Play in China, which doesn't exist) aren't included, and neither are ads or web payments. Gross revenue before store fees.
RATINGS
36
AVG RATING
4.69
PRICE
無料
AGE
12.9y
LAST UPDATE
33d ago
VERSION
3.18.2
SIZE
103 MB
AGE RATING
4+

Last 30 days

From our daily snapshots of every grossing chart and daily ratings counts.

DAYS IN A GROSSING CHART
30 / 30
COUNTRIES NOW
14 (was 5)
NEW RATINGS, LAST 2 DAYS
+7
EST. REVENUE A MONTH, DAILY · BOTH STORES EST
Show daily values
Sep 25, 2026$15.6K a month
Sep 26, 2026$15.3K a month
Sep 27, 2026not in a grossing chart
Sep 28, 2026$15.3K a month
Sep 29, 2026$13.8K a month
Sep 30, 2026$13.8K a month
Oct 1, 2026$12.6K a month
Oct 2, 2026not in a grossing chart
Oct 3, 2026$12.6K a month
Oct 4, 2026$11.5K a month
Oct 5, 2026not in a grossing chart
Oct 6, 2026$11.5K a month
Oct 7, 2026$4.8K a month
Oct 8, 2026not in a grossing chart
Oct 9, 2026not in a grossing chart
Oct 10, 2026$307.8K a month
Oct 11, 2026$4.8K a month
Oct 12, 2026$4.8K a month
Oct 13, 2026$46.2K a month
Oct 14, 2026$12.8K a month
Oct 15, 2026$11.5K a month
Oct 16, 2026$21.7K a month
Oct 17, 2026$20.8K a month
Oct 18, 2026$6.7K a month
Oct 19, 2026$25.1K a month
Oct 20, 2026$3.5K a month
Oct 21, 2026not in a grossing chart
Oct 22, 2026not in a grossing chart
Oct 23, 2026$11.8K a month
Oct 24, 2026not in a grossing chart
The same estimate as the headline, saved every day. Best rank Sep 25, 2026: #21 Finance · PH. Now: #5 Finance · CZ.
RATINGS IN THE CORE COUNTRIES, DAILY
Show daily values
Oct 22, 202620.7K ratings
Oct 23, 202620.7K ratings
Oct 24, 202620.7K ratings
20.7K on Oct 22, 2026, 20.7K on Oct 24, 2026. New ratings track new downloads, even outside the charts.

Money and momentum

Measured from the store, not estimated.

WHAT IT CHARGES
No in-app purchases
Earns from its upfront price, ads or payments outside the store.
REVIEW MOMENTUM
0.1 reviews / week
  • Trendsteady
  • Recent reviews average3.4 stars
  • Recent 1 and 2 star share35%
From the latest 62 written reviews, covering 4683 days.
RELEASE CADENCE
3 updates in 90 days
  • Typical gap between releases17 days
From the last 25 versions listed on the App Store.
RATING BREAKDOWN
36 ratings
5★83%
4★8%
3★6%
2★0%
1★3%

What users want

From the latest 62 reviews on the Japan App Store, Dec 28, 2013 to Jul 31, 2026: 35% are 1 or 2 stars. Open a theme to read what people wrote.

WHAT THEY COMPLAIN ABOUT · SHARE OF BAD REVIEWS
Lost data, sync, backup32%

7 of the 1 and 2 star reviews.

★★★★★ Where is the cash transfer option gone?
★★★★★ Doesn't sync well with my iPhone.
★★★★★ It is not getting synchronised.
Bugs, things not working18%

4 of the 1 and 2 star reviews.

★★★★★ Took forever to add people, no error messages given for why scanning code or accepting invites didn't work just noticed happened.
★★★★★ Worked great until it didn't. With the free version, I was able to add and settle debts, just had to watch a few ads. Suddenly, I go to add some debts and it is giving me only a net summary of ALL debts, including…
★★★★★ Only 1 time out of 50 does it actually sync (the rest of the time, it just says I have an Internet connection error, but I'm still able to sync with the old version of the app, so it's clearly not on my end).
Worse after an update18%

4 of the 1 and 2 star reviews.

★★★★★ With the new version, I'm just moving on to something else.
★★★★★ Where is the cash transfer option gone? It was really helpful.
★★★★★ The new version is clunky, poorly laid out and not intuitive at all.
Price and subscription14%

3 of the 1 and 2 star reviews.

★★★★★ I've been using this app for a while due to it having better privacy policies than other group expense apps and had no problems; I'd rate it 4/5 stars. Last night, I got an “ad” that was a “security review required”.…
★★★★★ I want my money refunded.
★★★★★ for an app that actually costs money, this is horribly designed, completely unintuitive.
Wrong or poor results14%

3 of the 1 and 2 star reviews.

★★★★★ Tried to sign up but stuck on a screen. When ever opening app sticks to the same screen Horrible UI for Signin yet to check explore after Signin as it stuck
★★★★★ So it is now essentially useless bc there's no way to tell what we actually have paid each other.
★★★★★ The idea is great and the features sound really useful, but it's so inconsistent that it's basically useless.
Missing features14%

3 of the 1 and 2 star reviews.

★★★★★ So it is now essentially useless bc there's no way to tell what we actually have paid each other.
★★★★★ Went to web app and no option to add activity.
★★★★★ Not as intuitive and missing features the old version has like calculator and splitting non evenly between people.
Crashes and freezes9%

2 of the 1 and 2 star reviews.

★★★★★ Tried to sign up but stuck on a screen.
★★★★★ When I'm trying to save the group name, it's simply terminating the app.
Too many ads9%

2 of the 1 and 2 star reviews.

★★★★★ With the free version, I was able to add and settle debts, just had to watch a few ads.
★★★★★ Was looking good until I realized within a week that this app was even worse… playing those horrific ads you cant even skip.
WHAT THEY ASK FOR
  • All the basic functionality is there, it's the fastest to add an expense, and only appropriate functionality is behind the paywall (like categories, receipt storage, and recurring transactions). 5★, Feb 14, 2025
  • Suddenly, I go to add some debts and it is giving me only a net summary of ALL debts, including those already settled. 2★, Jun 12, 2024
  • I wish it had 3 relatively small features that I proposed to the authors that could be implemented (had no negative or positive response from the authors so far). 4★, Mar 5, 2024
  • Would love to have a friend view along with the group view as i have same friends across a lot of groups 5★, Feb 26, 2024
  • EDIT: Got a response that I should have been able to add expenses by legacy web app and by iOS. 1★, May 20, 2019
  • Feature request: “view by month”. 5★, Sep 15, 2018
  • It would be nice to be able to see each month's actual bills since we're putting all our info in the app already. 5★, Sep 15, 2018
  • settling the debts through paypal or other services would be great... 3★, Jun 18, 2018
WORDS THAT KEEP COMING UP IN BAD REVIEWS
old version3
WHAT THEY LOVE · SHARE OF GOOD REVIEWS
Useful, it helps21%

7 of the 4 and 5 star reviews.

★★★★★ This app was a game changer on a recent group trip.
★★★★★ Helps to understand and maintain expenses from time to time
★★★★★ We use this app for all our travel expenses..
Easy to use18%

6 of the 4 and 5 star reviews.

★★★★★ Such a simple UI, non-intrusive ads, very functional.
★★★★★ It makes regular accounting simple.
★★★★★ Very user friendly and easy to use!
Looks great15%

5 of the 4 and 5 star reviews.

★★★★★ Such a simple UI, non-intrusive ads, very functional.
★★★★★ It has a very slick interface, all required details are easily available and accessible.
★★★★★ It is clean, it is subtle, does what it intend to do.
Worth the money6%

2 of the 4 and 5 star reviews.

★★★★★ settle up has all the features of splitwise free + some extras, like adding expenses by bill and separating tip and tax.
★★★★★ I tried free apps that forced you to create online accounts.

Found by matching words and phrases in the reviews, not read by a person. A review can count toward more than one theme.

What users say

Latest reviews, Japan App Store.

★★★★★Jul 31, 2026
Amazing app

This is one of the most amazing app which lets us settle all our expenses without any hassle

★★★★★Jul 5, 2026
Annoying

Your web interface is not good and I don’t want another app crowding my device. Make your web interface better so I don’t have to download this cluttersome app.

★★★★★May 24, 2026
New Update on who paid totally screws the previous flow

New Update on who paid totally screws the previous flow It is making unnecessary complications in the user workflow and not intuitive anymore Please revert back the changes

★★★★★May 16, 2026
A bit over-thought

I find settling up quite easy and this app makes it much more complicated. If you like that sort of thing, or don’t trust your own mathematics, then you might find it useful. It was not for me, but I can see how others might think differently.

★★★★★Apr 27, 2026
Excelente

Super practica app, ayuda a viajes felices

★★★★★Feb 19, 2026
2/2026 scam alert

I’ve been using this app for a while due to it having better privacy policies than other group expense apps and had no problems; I’d rate it 4/5 stars. Last night, I got an “ad” that was a “security review required”. Super scammy/phishy. I’ve reported to the dev but am having difficulty appreciating having that sort of thing introduced to my phone in lieu of subscribing to the app. Now it is a 1/5 star app and I’m looking at alternatives pending the dev’s response.

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Store screenshots

ScreenshotScreenshotScreenshotScreenshotScreenshotScreenshotScreenshotScreenshotScreenshotScreenshot

App Store ads

Apple Search Ads this app ran in the last 90 days, from Apple's public ad repository.

No App Store ads in the EU
None in the last 90 days.

Apple only publishes ads shown in the EU (EU Digital Services Act), with a 7 day delay. An app that advertises only outside the EU shows nothing here.

Growth research

Where this app is buying and earning its users. Each link opens pre filtered.

Meta Ad Library ↗Active Facebook and Instagram adsTikTok Creative Center ↗Top performing TikTok adsTikTok creators ↗Organic videos mentioning the appInstagram ↗Reels and posts under its hashtagYouTube ↗Reviews, tutorials and ShortsDeveloper site ↗Landing page and pricing

ASO keywords

Most repeated terms in the listing. Highlighted ones also appear in the title.

settle7group5real life3settle debts3expenses3without3shared3friends3real3export3expense3complex2math2simple2handle2focus2travelers2users2finances2split2anything2life2debts2time2

What's new in 3.18.2

- Lots and lots of fixes, polishes, and small improvements

Released Dec 18, 2013. Current version shipped Sep 20, 2026.

Store description

Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

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Prices, ranks and reviews are per country. Revenue above is already worldwide.

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