Wealthsimple - Grow your money

We've fixed some bugs and rolled out updates behind the scenes for an even better Wealthsimple experience.

Wealthsimple is available exclusively to Canadian residents. Identity and residency verification are required to open an account. Smart investing, trading, and banking tools, plus personalized advice designed to build long-term wealth. Get a portfolio built by our experts Our customized investing portfolios offer lower fees than most mutual funds, putting more of your money to work. By diversifying your investments, we help minimize your risk and maximize reward. Your future runs on auto-pilot, with automatic deposits, portfolio rebalancing, and dividend reinvestment. Build your own portfolio with low fees Choose from thousands of stocks and ETFs. No account minimums and no commissions. Start trading stocks for as little as $1, including fractional shares of more than 500 stocks and ETFs. For $10/month, you can access USD accounts to save the FX transaction fees on USD trades. Plus, we won't charge you for any inbound USD transfers. Accounts for your financial goals Open a non-registered investing account, or get the tax benefits of registered accounts like RRSPs and TFSAs. Our portfolios can also be invested in RESP, LIRA, Corporate, Spousal RRSP, and joint non-registered accounts. Advice on demand Our managed investing advisors are fiduciaries, meaning no sales pitches: they’re obligated to put your financial interests first. Spend, save, and grow your wealth with the Chequing account Earn up to 2.25% interest on your entire balance, and enjoy great features like free Interac e-Transfers®, early pay days via direct deposit, bill pay, and more. Buy, sell, and stake crypto Trade Bitcoin, Ethereum, Solana, Dogecoin, Shiba Inu, and 180+ other coins. Stake to earn passive returns, all on Canada’s first regulated trading platform. Transfer coins to and from your Wealthsimple wallet in just a few taps. No account minimums — just simple and secure crypto trading. Trusted by over 3 million Canadians Your eligible deposits and securities are protected through CDIC or CIPF within specified limits, and we use state-of-the-art encryption to help keep your data and money safe. Start investing in minutes. Open an account, make a deposit, and put your money to work. — Managed accounts are offered by Wealthsimple Investments Inc. (WSII), a member of the Canadian Investment Regulatory Organization (CIRO). Assets in your Invest account are held with WSII. Customer accounts held at WSII are protected by the Canadian Investor Protection Fund (CIPF) within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF. To get more info on WSII, our products, investment decisions, user testimonials, promos & more, visit wsim.co/disclaimers or our Relationship Disclosure. Our chequing product is offered by WSII and Wealthsimple Payments Inc., a Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) registered money services business. The balance in your Wealthsimple chequing account is held in trust for you with members of the Canada Deposit Insurance Corporation (CDIC), a federal Crown corporation. CDIC protects eligible deposits held at CDIC member institutions in case of a member institution’s failure. Although Wealthsimple is not a CDIC member institution, under the trust framework, CDIC insures eligible cash balances up to $100,000 per beneficiary per member institution. Learn more about CDIC coverage here. Crypto is offered by WSII. Crypto assets purchased and held in an account with Wealthsimple Crypto are not protected by the CIPF, CDIC or any other investor protection insurance scheme. You can learn more about the risks of crypto assets in our Crypto Product Risk Disclosure. Coins showcased are for illustration purposes only and are not recommendations or investment advice. All investments involve risk. Make sure you do your research before trading. 80 Spadina Ave. 4th Floor, Toronto, ON M5V 2J4