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PhonePe Business UPI, Loan App icon
GOOGLE PLAY

PhonePe Business UPI, Loan App

PhonePe · Finance · India store
NOT IN TOP 100 HERE
View on Google Play ↗ Instagram card
Revenue a month, worldwide
Too small to estimate
Not enough chart or ratings data
New ratings
Tracking
Daily counts start building from today
Rating
4.0 of 5
489K ratings in this store
Countries it ranks in
0
was 0 on Oct 15, 2026

Revenue

Estimated from the grossing charts of Oct 21, 2026 in the 53 countries we track.

EST. REVENUE / MONTH · WORLDWIDE
Unranked
Not in a grossing chart in any country we track, so there is no rank to estimate from. Most unranked apps earn far less than charted ones, often close to nothing.
LIFETIME INSTALLS (GOOGLE)
108.4M
About 1.1M per month on average since launch
RATINGS
489K
AVG RATING
3.98
PRICE
Free
IN APP PURCHASES
No
CONTAINS ADS
Yes
LAST UPDATE
3d ago
RELEASED
Oct 24, 2018
CONTENT RATING
Rated for 3+

Last 29 days

From our daily snapshots of every grossing chart.

DAYS IN A GROSSING CHART
0 / 29
COUNTRIES NOW
0 (was 0)
EST. REVENUE FROM CHARTS, DAILY · GOOGLE PLAY ONLY EST
Show daily values
Sep 24, 2026not in a grossing chart
Sep 25, 2026not in a grossing chart
Sep 26, 2026not in a grossing chart
Sep 27, 2026not in a grossing chart
Sep 28, 2026not in a grossing chart
Sep 29, 2026not in a grossing chart
Sep 30, 2026not in a grossing chart
Oct 1, 2026not in a grossing chart
Oct 2, 2026not in a grossing chart
Oct 3, 2026not in a grossing chart
Oct 4, 2026not in a grossing chart
Oct 5, 2026not in a grossing chart
Oct 6, 2026not in a grossing chart
Oct 7, 2026not in a grossing chart
Oct 8, 2026not in a grossing chart
Oct 9, 2026not in a grossing chart
Oct 10, 2026not in a grossing chart
Oct 11, 2026not in a grossing chart
Oct 12, 2026not in a grossing chart
Oct 13, 2026not in a grossing chart
Oct 14, 2026not in a grossing chart
Oct 15, 2026not in a grossing chart
Oct 16, 2026not in a grossing chart
Oct 17, 2026not in a grossing chart
Oct 18, 2026not in a grossing chart
Oct 19, 2026not in a grossing chart
Oct 20, 2026not in a grossing chart
Oct 21, 2026not in a grossing chart
Oct 22, 2026not in a grossing chart
Best rank Sep 24, 2026: not ranked. Now: not ranked. Days at zero are days outside every grossing chart.

Money and momentum

Measured from the store, not estimated.

WHAT IT CHARGES
No in-app purchases
Earns from its upfront price, ads or payments outside the store.
REVIEW MOMENTUM
71 reviews / week
  • Trendsteady
  • Recent reviews average2.4 stars
  • Recent 1 and 2 star share64%
From the latest 500 written reviews, covering 49 days. The store only returns this many, so this is the most recent slice.
RATING BREAKDOWN
489K ratings
5★65%
4★8%
3★5%
2★4%
1★18%

What users want

From the latest 500 reviews on the India Google Play, Sep 3, 2026 to Oct 21, 2026: 64% are 1 or 2 stars. Open a theme to read what people wrote.

WHAT THEY COMPLAIN ABOUT · SHARE OF BAD REVIEWS
No customer support23%

72 of the 1 and 2 star reviews.

★★★★★ Worst customer service ever!
★★★★★ PhonePe Business needs to improve its customer support system.
★★★★★ Businessman sabse nivedane Google per Paytm use karo usmein aapko customer support Milega aur phonepe per Kabhi customer support Nahin Milega aur customer care ko Kabhi call Nahin Lagta Hai Main To Har Bar laga raha…
Price and subscription13%

42 of the 1 and 2 star reviews.

★★★★★ free bolkar rent charge kate jate hein bilkul bakwaas app hei Paytm Best sound box
★★★★★ They charge speaker rent every month on time, but when it comes to resolving an issue, there is no proper support or response.
★★★★★ Im the customer of this app In buisness app there is an option of loan my loan got cancelled more than 10 times being eligible..
Login and account problems9%

28 of the 1 and 2 star reviews.

★★★★★ I have to log in repeatedly; the app keeps logging me out, requiring a daily login.
★★★★★ agent ne juth bolkr box diya mujhe ki box loge tbhi account open hota hai ,, 😡😡😡 phonepe ka service bhut bekar hai koi mt lena
★★★★★ I have verified that my PAN card, Aadhaar card, and settlement bank account name are all 100% updated and match exactly.
Bugs, things not working7%

23 of the 1 and 2 star reviews.

★★★★★ our phone pay business sound box not working properly The payment gets and the sound is not coming we put it instead of the speaker to hear the sound we have put a complaint 1 October on your app they replied we will…
★★★★★ credit card disable not working
★★★★★ QR code and smart machine coded will not working and marchent app daily transaction history is not showing and it is not transparent in transactions 😔
Wrong or poor results5%

17 of the 1 and 2 star reviews.

★★★★★ loan department very very useless department weekly three or four times calling very disturb no need loan I telling that lot of time but I go to app loan setting click for one time automatically generate the ticket how…
★★★★★ Useless Customer service I called Customer Care for Smart speaker problem and they say one of their agent Visit the store within 7-10 days to solve the problem but no one visited the store and I called Customer Care…
★★★★★ Support is useless and closes tickets without listening to real issues.
Worse after an update3%

11 of the 1 and 2 star reviews.

★★★★★ hate this current update old is far better'
★★★★★ I have verified that my PAN card, Aadhaar card, and settlement bank account name are all 100% updated and match exactly.
★★★★★ Bakwas app hai loading nahi hota, Not loading on time keep waiting nd waiting worst server ever kabhi update ya dubara download karo toh 27 % pe iski M@ ¢#ud jati hai aage ni jata 27 se bakwas wahiyat app
Limits, credits, locked features3%

8 of the 1 and 2 star reviews.

★★★★★ The IVR does not provide an option to speak with a customer care executive, while in-app chat is limited to predefined options with no way to raise other queries.
★★★★★ credit card disable not working
★★★★★ We are forced to choose from limited options even when our issue doesn't match any of them.
Missing features2%

7 of the 1 and 2 star reviews.

★★★★★ The IVR does not provide an option to speak with a customer care executive, while in-app chat is limited to predefined options with no way to raise other queries.
★★★★★ Their customer care options are frustrating, with no option to type our problem manually.
★★★★★ 3rd class service, there is no option to talk coustomer service, even i complaint 4 time but.
WHAT THEY ASK FOR
  • you should add marathi voice for maharashtra region 1★, Oct 15, 2026
  • could you please bring dark mode,and please don't pop-up that notification permission every time while opening the application,if permission is not given why to ask everytime, please fix it ASAP 2★, Sep 6, 2026
WORDS THAT KEEP COMING UP IN BAD REVIEWS
customer care25smart speaker24phonepe business27sound box17customer service17customer support16phone pay13worst service13phone pe16bad service12worst customer9poor service8
WHAT THEY LOVE · SHARE OF GOOD REVIEWS
Useful, it helps2%

4 of the 4 and 5 star reviews.

★★★★★ Useful App For Every Merchant
★★★★★ settlement options are really helpful it's decreasing my stress of buying stuff for my shop I don't need to wait now for money
Easy to use1%

2 of the 4 and 5 star reviews.

★★★★★ good 👍 aplication easy to use
Fast1%

2 of the 4 and 5 star reviews.

Found by matching words and phrases in the reviews, not read by a person. A review can count toward more than one theme.

What users say

Latest reviews, India Google Play.

★★★★★Oct 21, 2026

sound box mat lagana Dosto saund box band karneke bad bhi rental charges lagate hai

★★★★★Oct 21, 2026

waste of time 👎👎

★★★★★Oct 21, 2026

best offer

★★★★★Oct 21, 2026

very good loan service by phone pe

★★★★★Oct 21, 2026

When we share QR code it is shared in half.

★★★★★Oct 21, 2026

worst 🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬 cheaters zero transparancy misleading

Store screenshots

ScreenshotScreenshotScreenshotScreenshotScreenshotScreenshotScreenshotScreenshot

Growth research

Where this app is buying and earning its users. Each link opens pre filtered.

ASO keywords

Most repeated terms in the listing. Highlighted ones also appear in the title or short description.

loan18business14upi9payments8phonepe8instant8pay7limited7phonepe business6tenure months6merchant6daily5phone5upi payments5smart speaker5pos machine5merchants4via4credit4cards4smart4speaker4tenure4months4

What's new in 26.09.09.0

Bug Fixes and Performance Improvements

Store description

Accept payments for your business instantly with PhonePe Business, the merchant app trusted by over 5 crore merchants across India. Collect UPI payments via credit/debit cards and mobile wallets using a single PhonePe QR code, making it the all-in-one QR merchant app for your business. Get your free QR sticker for business in seconds via our QR Billing App, equip your shop with a Smart Speaker(Soundbox),POS Machine, and get an instant loan to scale your retail merchant store - all from one app. Why Choose PhonePe Business App? ✔ QR Payment App: Customers can scan and pay via QR code and pay with any UPI - Paytm, Google Pay, BHIM, BharatPe, ​​Airtel Payments, Mobikwik, Bajaj Finserv. ✔ Instant Merchant Settlement: Get daily settlements credited to your bank account. Use 'SettleNow' to receive money anytime. ✔ Real-Time Payment Tracking: Monitor daily transactions, customer payment history, and settlements instantly in the app history section. ✔ UPI Autopay: Automatically collect recurring payments for subscriptions and bills from your customers. ✔ Dynamic QR Codes: Generate QR codes with auto-filled payment details for faster checkout. ✔ Get Instant Help: Resolve queries via our Chat Bot or helpdesk. ✔ Personal Loan: Easy & Fast, Multi-purpose Loans, through our personal loan app. Smart Hardware for Every Store Never miss a payment alert - order our Smart Speaker (Sound Box), accept card payments with our POS Machine App, or get both with SmartPOD: ✔ Get instant voice payment alerts in multiple regional languages, right from a UPI Speaker or UPI announcer app. ✔ Receive payment confirmations in celebrity voices, with audio settings you control from your phone. ✔ Swipe Debit Cards, Credit Cards, International Cards, UPI QR and Wallet payments on one payment terminal. ✔ Pocket-friendly monthly device rentals with competitive MDR rates. ✔ PhonePe SmartPOD combines Smart Speaker and POS Machine, for card and UPI payments. Instant Business Loan for Merchants (MSME & SME) Grow your business with our Loan app, offering collateral-free credit through RBI-regulated lending partners, built for merchants: ✔ Loan amounts ranging from ₹50,000 to ₹7,00,000 at attractive rates, with digital approval in minutes on our MSME loan app and our SME loan app. ✔ Enjoy flexible tenure up to 30 months and low processing fees on every loan. ✔ Every loan is instant and digital, with zero paperwork. ✔ Easy Daily Installments (EDI) deducted from your daily UPI collections, through a simple finance loan app. ✔ PhonePe Business is one of the instant loan apps for merchants - multiple lenders, no hidden charges, anytime foreclosure, plus daily loan updates. Loan Eligibility & Documentation Required: ✔ Basic details needed: Date of Birth, PAN Card and Aadhaar Number. ✔ *Business or bank account details not needed for loans up to ₹7 Lakhs, subject to change per lender policies. How to Apply: ✔ Choose your loan value and interest rate, enter your Date of Birth, PAN and Aadhaar Number, click a selfie, complete KYC, and set up Auto-pay. More About the Loan Offerings: ✔ Min. Tenure: 6 months ✔ Max. Tenure: 30 months ✔ Max. rate of interest charged: 39% flat p.a. Sample Loan Example: ✔ Principal Loan Amount: ₹15,000 | Interest Rate: 18% p.a. flat | Tenure: 3 months ✔ Total Interest Payable: ₹675 | Processing Fee: ₹300 (2%) ✔ Total Amount Payable by Merchant: ₹15,975 RBI Registered NBFC Lending Partners: ✔ Innofin Solutions Pvt Ltd ✔ Aditya Birla Capital Limited ✔ PayU Finance India Private Limited ✔ Muthoot Fincorp Limited ✔ UGRO Capital Limited ✔ Shriram Finance Limited ✔ SMFG India Credit Company Limited ✔ KrazyBee Services Limited Download PhonePe Business for UPI payments and instant personal loans – also searched by millions as Phone Pay By Business, Phone Pay Business, Pay Phone Business, or Pe Phone Business, PhonePe Merchant. Privacy policy: https://www.phonepe.com/privacy-policy

See this store page in another country

Prices, ranks and reviews are per country. Revenue above is already worldwide.

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