This is great for beginners learning to manage debt. It can motivate you to look to see what you should pay down first.
Estimated from the grossing charts of Oct 26, 2026 in the 53 countries we track, and ratings growth on the App Store.
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Measured from the store, not estimated.
From the latest 50 reviews on the United States App Store, Jan 19, 2018 to Oct 4, 2026: 48% are 1 or 2 stars. Open a theme to read what people wrote.
5 of the 1 and 2 star reviews.
★★★★★ Strange if your balance is $1455.45 you either have to round off in enter $1455 or $1456 same issue with payment if your payment is 240.56 you either have to enter $240 or $241 the strange this if your apr is 5.5% it…
★★★★★ Can't see anything, use to love it
★★★★★ They need to update the app.
2 of the 1 and 2 star reviews.
★★★★★ Downloaded the app, added my debt, selected the repayment plan I wanted to analyze and it didn't calculate any of my he snowball payment effects. Useless calculator.
★★★★★ Either there is an error in the calculator code or they don't understand the snowball method - this calculates as if you are going to pay the monthly payments all the way through the life span of each debt.
2 of the 1 and 2 star reviews.
★★★★★ Nothing sets this app apartment from any of the other loan except that it has a lot of ads.
★★★★★ Furthermore, I do not like the continuous advertisement that shows up and you are unable to delete or stop it from showing.
4 of the 4 and 5 star reviews.
★★★★★ I wanted a simple debt calculator that doesn't ask for my personal information (Nerd Wallet), doesn't ask for my bank accounts before showing me a pay off plan (Bright), doesn't charge me to use.
★★★★★ I think this is a nice simple ad that sticks to minimal functionally but does it really well.
★★★★★ This app is easy to use and straight to the point!!
4 of the 4 and 5 star reviews.
★★★★★ Makes my financial life easier to deal with.
★★★★★ Great motivation for paying off debt. I agree with the review prior. Just add a payoff date for each individual debt and it will be good to go. I'm so excited to start my debt free journey. I plan to be debt free by…
★★★★★ I've always had a written log of monthly bills to help me keep track of my payments but no actual plan in place. With this app, I was able to actually see my payments lowering my debt. I can simulate any payment amount…
3 of the 4 and 5 star reviews.
★★★★★ It gave me a viable plan to be debt and mortgage free within nine years compared to twenty-five years.
★★★★★ I downloaded 5 “free” apps and you had to pay to use.
★★★★★ I'm so excited to start my debt free journey.
2 of the 4 and 5 star reviews.
★★★★★ But the interface colors are hard to read when iOS is in dark mode.
Found by matching words and phrases in the reviews, not read by a person. A review can count toward more than one theme.
Latest reviews, United States App Store.
This is great for beginners learning to manage debt. It can motivate you to look to see what you should pay down first.
The colors on the app make it almost impossible for me to read certain boxes and I didn’t see an option to switch or adjust. Also I selected the snowball option for the pay schedule and it didn’t appear that it actually applied that. It just snowballed the extra money.
I luv the app. It’s good tool to have traveling down this road to becoming debt free. My issues are when I select ‘Lowest Balance First - Snowball’, it doesn’t auto arrange the accounts in that manner. Plus, #2, once I enter the accounts I can’t freely move them around. Other than that, I like it!!!
Solid layout but if you have your phone in dark mode you’re going to have to switch to light mode to be able to see anything, I wish they had that option directly through the app but you have to go to your phones settings for iPhones not sure if it’s the same for android
The calculator is not consistent with PV/FV/Nper calculations using spreadsheet software.
I’m only 43, but I can barely read anything on this app. The blue font on black background is completely unreadable to me. The light gray font on white is the same. Sounds like a good app, but I’ll never know. Highly recommend following WCAG design standards.
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Released Aug 16, 2014. Current version shipped Sep 10, 2020.
Prices, ranks and reviews are per country. Revenue above is already worldwide.