KRONO - Money Manager

New logo.

Personal finance that stays calm. One number tells you what is safe to spend. Your money, understood in seconds. SAFE TO SPEND Krono works out what you can actually spend today — after bills, loans, insurance and everything else already promised to someone else. One calm number on your Dashboard, updated as life happens. BUDGETS THAT FOLLOW YOUR PAY PERIOD Most people are not paid on the 1st. In Krono your budget period can start on any day, so your month matches your salary. Categories, recurring costs and insurance premiums follow their real billing cycle — yearly, half-yearly and quarterly bills count in the period they are actually charged. NET WORTH, LOANS & MORE Everything you own and owe in one place. Accounts, savings, property and investments on one side; mortgages, loans and credit on the other. Watch the gap grow month by month and see exactly when a loan is paid off. BANK SYNC & EASY IMPORT Connect your bank where it is available, or stay fully manual. Import CSV statements with a guided wizard that matches the columns for you, detects duplicates and learns how you categorize merchants. Add expenses in seconds with Quick Add, ask Siri, or set up a Shortcuts automation that records every Apple Pay tap for you. THE ENGINE Forecast the coming months, run what-if scenarios, simulate a raise and see a Monte Carlo projection of where your finances are heading. Every chart is interactive — tap any bar or point for the exact numbers behind it. EVERYWHERE YOU LIVE Home Screen and Lock Screen widgets, an Apple Watch app with complications, monthly reports with PDF export, a Financial Health Score, a life event planner, and household sharing that keeps budgets, accounts and transactions in sync over your own iCloud. PRIVATE BY DESIGN Your financial data stays on your device unless you choose to connect an external service. Household sharing syncs privately through your own iCloud account. No ads, no data selling. KRONO PRO SUBSCRIPTION Access to Krono requires an active Krono Pro subscription. Subscription options: • Monthly subscription • Yearly subscription • 14-day free trial may be available for eligible users Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current billing period. You can manage and cancel subscriptions through your Apple ID account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://krono.info/privacy