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Debt Snowball - Payoff Planner icon
APP STORE

Debt Snowball - Payoff Planner

Polybit Studio Pty Ltd · Finance · United States store
NOT IN TOP 100 HERE
View on App Store ↗ Instagram card
Revenue a month, worldwide EST
$4.3K
Likely $1.4K to $12.8K
▲ 5.6% in 14 days
New ratings
+4
in 2 days, 2.1K in total
Rating
4.7 of 5
1.4K ratings in this store
Countries it ranks in
1
was 0 on Oct 17, 2026

Revenue

Estimated from the grossing charts of Oct 24, 2026 in the 53 countries we track, and ratings growth on the App Store.

EST. REVENUE / YEAR · WORLDWIDE
$51.2K
No Google Play version found
EST. LIFETIME DOWNLOADS
48.5K to 138.6K
Estimated from ratings count
WHERE IT EARNS · EST. / MONTH
  • Denmark #63 Finance$4.3K · 100%
HOW SURE ARE WE
Small app: combines its grossing ranks with ratings growth (24 new ratings a month on average since launch). Tested on 418 apps with verified revenue: typically off by about 2.6 times, so the range is wide. Countries we don't track (and Google Play in China, which doesn't exist) aren't included, and neither are ads or web payments. Gross revenue before store fees.
RATINGS
1.4K
AVG RATING
4.72
PRICE
Free
AGE
7.1y
LAST UPDATE
1281d ago
VERSION
2.0.0
SIZE
24 MB
AGE RATING
4+

Last 30 days

From our daily snapshots of every grossing chart and daily ratings counts.

DAYS IN A GROSSING CHART
13 / 30
COUNTRIES NOW
1 (was 0)
NEW RATINGS, LAST 2 DAYS
+4
EST. REVENUE A MONTH, DAILY · APP STORE EST
Show daily values
Sep 25, 2026not in a grossing chart
Sep 26, 2026not in a grossing chart
Sep 27, 2026not in a grossing chart
Sep 28, 2026not in a grossing chart
Sep 29, 2026not in a grossing chart
Sep 30, 2026not in a grossing chart
Oct 1, 2026not in a grossing chart
Oct 2, 2026not in a grossing chart
Oct 3, 2026not in a grossing chart
Oct 4, 2026not in a grossing chart
Oct 5, 2026not in a grossing chart
Oct 6, 2026not in a grossing chart
Oct 7, 2026not in a grossing chart
Oct 8, 2026not in a grossing chart
Oct 9, 2026not in a grossing chart
Oct 10, 2026$4K a month
Oct 11, 2026not in a grossing chart
Oct 12, 2026not in a grossing chart
Oct 13, 2026not in a grossing chart
Oct 14, 2026not in a grossing chart
Oct 15, 2026not in a grossing chart
Oct 16, 2026not in a grossing chart
Oct 17, 2026not in a grossing chart
Oct 18, 2026not in a grossing chart
Oct 19, 2026not in a grossing chart
Oct 20, 2026not in a grossing chart
Oct 21, 2026not in a grossing chart
Oct 22, 2026not in a grossing chart
Oct 23, 2026$4.2K a month
Oct 24, 2026$4.3K a month
The same estimate as the headline, saved every day. Best rank Sep 25, 2026: not ranked. Now: #63 Finance · DK.
RATINGS IN THE CORE COUNTRIES, DAILY
Show daily values
Oct 22, 20262K ratings
Oct 23, 20262.1K ratings
Oct 24, 20262.1K ratings
2K on Oct 22, 2026, 2.1K on Oct 24, 2026. New ratings track new downloads, even outside the charts.

Money and momentum

Measured from the store, not estimated.

WHAT IT CHARGES
1 purchase listed
  • Unlock All Payment Strategies$6.99
Top in-app purchases as listed on the App Store, in local prices.
REVIEW MOMENTUM
0.1 reviews / week
  • Trendrising
  • Recent reviews average2.2 stars
  • Recent 1 and 2 star share61%
From the latest 38 written reviews, covering 2510 days.
RELEASE CADENCE
0 updates in 90 days
  • Typical gap between releases16 days
From the last 13 versions listed on the App Store.
RATING BREAKDOWN
1.4K ratings
5★87%
4★6%
3★3%
2★1%
1★4%

What users want

From the latest 38 reviews on the United States App Store, Dec 10, 2019 to May 22, 2026: 61% are 1 or 2 stars. Open a theme to read what people wrote.

WHAT THEY COMPLAIN ABOUT · SHARE OF BAD REVIEWS
Price and subscription35%

8 of the 1 and 2 star reviews.

★★★★★ Wish I had read Coyas review before I spent the money.
★★★★★ Save yourself the money and look up on Google what the avalanche and snowball method are.
★★★★★ Save your money and buy a notepad and a pencil.
Crashes and freezes13%

3 of the 1 and 2 star reviews.

★★★★★ Just as I was entering my last account the app crashed and now every time I try to use it all I get is a prompt to email support.
★★★★★ Tried to delete it and try again, kept freezing.
Bugs, things not working13%

3 of the 1 and 2 star reviews.

★★★★★ It's buggy and it does not provide a great user experience for what it claims to be.
★★★★★ Looks nice but littered with bugs.
★★★★★ Notifications feature does not work.
Wrong or poor results13%

3 of the 1 and 2 star reviews.

★★★★★ The app shows promise, but there are some inaccuracies in the balance calculations when adding payments.
★★★★★ I'm sooo disappointed in what I just purchased through this app. I was hoping by purchasing the strategies for paying off debt that it would show tips, or even show additional payment methods to paying off the debt…
Slow, laggy, battery9%

2 of the 1 and 2 star reviews.

★★★★★ The color scheme is energy draining.
WHAT THEY ASK FOR
  • I do wish it let you select the type for each debt instead of a generic entry. 4★, May 22, 2026
  • It does not offer any ability to add an additional monthly amount overall to see how fast you can get stuff paid off. 4★, Sep 11, 2023
  • Not even sure what the current payoff date represents without the app knowing how much extra you are paying - needs a guide and/or FAQ. 3★, Jun 20, 2023
  • I also wish it showed an overall schedule of payments and balance on each debt. 4★, Dec 30, 2020
  • You should add the ability to put a promotional APR and also the ability to increase payment at a certain time. 3★, Dec 29, 2019
  • I have already paid the amount set up as my minimum, however if I add more before the next month, I cannot add an additional payment made... 3★, Dec 10, 2019
WORDS THAT KEEP COMING UP IN BAD REVIEWS

Nothing stands out.

WHAT THEY LOVE · SHARE OF GOOD REVIEWS
Easy to use22%

2 of the 4 and 5 star reviews.

★★★★★ I like the layout of this app, it's nice looking and extremely simple.
Looks great22%

2 of the 4 and 5 star reviews.

★★★★★ Overall the all is fine and has a better UI than the other debt trackers, but it is very basic for the price.
Accurate, great results22%

2 of the 4 and 5 star reviews.

★★★★★ I use the app knowing it is in no way an accurate pay-off calculation.
★★★★★ I'd like to be able to add balance and payment details including cents, so I can have more accurate numbers.

Found by matching words and phrases in the reviews, not read by a person. A review can count toward more than one theme.

What users say

Latest reviews, United States App Store.

★★★★★May 22, 2026
It’s decent, but limited

I use the app knowing it is in no way an accurate pay-off calculation. The reason why is there is not a way to differentiate between the types of debt. Interest on a credit card accumulates differently than it does on an auto or personal loan. I mainly use it to see how much I am applying to the next debt for pay-off. I do wish it let you select the type for each debt instead of a generic entry.

★★★★★Feb 14, 2026
Disappointing

Wish I had read Coyas review before I spent the money. It tells you strategies for paying off debt but no place to put in your income. Just gives these freeball numbers that are higher than my income. I was looking for a strategy for MY BUDGET. Not for the money that grows on trees. Still haven’t found that seed yet.

★★★★★Dec 31, 2025
Using it

I would like to see that you can make an additional payment other than on the payment due date

★★★★★Sep 25, 2025
Almost perfect

This app would be perfect if you could easily add (+) an extra payment from within a debt-view page. Currently it appears I can only track scheduled payments. Workaround is to edit the toal owed amt

★★★★★Aug 14, 2025
Good for me

Maybe not for everyone but I personally appreciate the simplicity of this app. I just need to see all my debts in one place and monitor/track my progress. THAT’s IT!!! None of the extra nonsense. No extra tabs. No random features I don’t need. No ads. No begging me to upgrade to premium. Etc.

★★★★★Jul 12, 2025
Not helpful

Save yourself the money and look up on Google what the avalanche and snowball method are. All it does it tell you. I was expecting that in addition to organizing my debts, that it would roll a payment into the next once something was paid off, and it definitely did not. Classic bait and switch.

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Store screenshots

ScreenshotScreenshotScreenshotScreenshotScreenshotScreenshotScreenshot

App Store ads

Apple Search Ads this app ran in the last 90 days, from Apple's public ad repository.

No App Store ads in the EU
None in the last 90 days.

Apple only publishes ads shown in the EU (EU Digital Services Act), with a 7 day delay. An app that advertises only outside the EU shows nothing here.

Growth research

Where this app is buying and earning its users. Each link opens pre filtered.

Meta Ad Library ↗Active Facebook and Instagram adsTikTok Creative Center ↗Top performing TikTok adsTikTok creators ↗Organic videos mentioning the appInstagram ↗Reels and posts under its hashtagYouTube ↗Reviews, tutorials and ShortsDeveloper site ↗Landing page and pricing

ASO keywords

Most repeated terms in the listing. Highlighted ones also appear in the title.

debt7interest5total4financial experts3pay off3total interest3interest paid3remaining balance3snowball3debts3choose3pay3off3frequency3date3remaining3avalanche2financial2experts2add2repayment2amount2due2paid2

What's new in 2.0.0

Debt Free is now available for free download! Give it a try, and unlock the Avalanche and Snowball method with an in-app purchase. The Avalanche and Snowball methods will be unlocked automatically for existing paid users. If you have any issues, tap Settings > Restore Purchases.

Released Sep 8, 2019. Current version shipped Apr 23, 2023.

Store description

Overwhelmed with debt? Get debt-free faster using the Snowball/Avalanche payment strategy, recommended by many financial experts. Simply add your debts and Debt Free will help you choose the best pay-off method so you pay less interest, save more money, and become debt-free sooner! FEATURES: • Add multiple debts • Choose any repayment frequency (weekly, fortnightly, monthly, quarterly, six months, yearly) • View total amount due, total interest paid, repayment amount/frequency, next due date and days remaining for each debt • Check off and keep track of every payment towards a debt • See the principal and interest paid on each payment • Choose between four popular payment strategies recommend by financial experts: — Standard — Avalanche (Highest Interest Rate) — Snowball (Lowest Remaining Balance) — Snowball (Highest Remaining Balance) All strategies include the pay-off date, total interest and the total saved. • Keep your debts private with a Passcode, TouchID or FaceID • Get push notification reminders for a specific date and frequency so you'll never forget to make a debt payment • Supports different currencies Got feedback or ideas? Feel free to reach out to support@polybitstudio.com

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