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Kakao Pay: Making Finance Easier for Everyone "Finance with Peace of Mind, Kakao Pay" How to Use Kakao Pay ■ Payment - Double-tap the "Payment" tab, no matter which tab you're on, and you're ready to pay. - Customized payment benefits, including those close to you, are all available. - Check membership rewards, expiring coupons, and useful payment tips all at once before making a purchase. - Both Samsung Pay and Zero Pay work! Pay anywhere with Kakao Pay. * Available on smartphones that support Samsung Pay! (Zero Pay works on all devices.) - Quick and easy payments with biometric authentication, and pay anywhere with barcodes and QR codes. - Pay in offline stores with Wear OS devices. Experience Kakao Pay, now even simpler and faster with Tile and Complication. (Requires Wear OS version 3.0 or later, mobile Kakao Pay integration) ■ Assets - With so many things to spend money on these days, from remittances and payments to cards, accounts, insurance, loans, and investments, we offer asset management without the hassle of a public certificate. ■ Securities - Customized investment information and a diverse and fast stock ordering experience. - Start easily and accumulate stocks automatically to generate profits. - Pension savings that offer tax deductions and investment returns. - Even spare change can add up! Start saving funds without the hassle. ■ Insurance - Easily manage all your insurance policies, from subscription details to coverage, on Kakao Pay. - Easily file medical bill claims without complicated paperwork. - No more worries about car insurance! Compare 10 insurance companies to find the perfect car insurance for your vehicle. - Discover exclusive insurance products available only on Kakao Pay. ■ Benefits - Easily collect Pay Points every day, redeemable like cash, with fun benefits like attendance checks, quiz time, daily savings, and pedometers. ■ Remittance - Instantly send money to people around you, even if you don't know their account number or aren't KakaoTalk friends. - Schedule and automatically transfer money for membership fees, allowances, condolence money, and more, on your preferred schedule and date without any hassle. - Free remittances to KakaoTalk friends or your own KakaoPay account. ■ Use with confidence. - A first in the fintech industry, integrated authentication with the Financial Security Institute's Information Security and Personal Information Management System (ISMS-P). - Established a big data and AI-based fraud detection system (FDS). ■ Only check the necessary permissions. - In accordance with Article 22-2 of the Information and Communications Network Act (Consent to Access Permissions), we provide the following information on the access permissions required when using the KakaoPay app. Required Permissions - Phone: For phone status and device identification Optional Permissions - Camera/Microphone: For scanning or taking pictures of codes during transfers and payments - Location: For location confirmation during transfers and payments - Storage: For QR code storage - Physical Activity: For step counters (pedometers) - Bluetooth: For finding nearby people who can transfer money * You can still use services other than those listed even if you do not grant optional permissions. ■ Open for You - Kakao Pay Customer Center Chatbot (KakaoTalk): Available 24 hours a day, 365 days a year - Connect to a customer service representative: Weekdays 9:00 AM - 5:30 PM - Customer Center: 1644-7405 (Weekdays 9:00 AM - 6:00 PM) - Report Loss or Theft: 1833-7483 (24 hours a day)