Monzo Bank - Mobile Banking

We're always keeping things running smoothly with regular bug fixes and maintenance. If there's something new, we'll shout about it. (Not literally. Apps can't shout).

MAKE YOUR MONEY MORE MONZO Images and description are relevant for the UK only. Hi, we're Monzo – a bank that lives on your phone. Numbers are kind of our thing. Here are a few of our favourites: 16 million: how many people bank with us 1 million: how many businesses bank with us 24/7: the hours and days you can chat to our customer support OPEN A FREE MOBILE BANK ACCOUNT IN MINUTES Track spending, save money, split bills and manage your finances, all in one app Sent money by mistake? Undo a payment within seconds before it leaves your account GET TO KNOW WHERE YOUR MONEY GOES Get instant notifications when money comes in and out of your account Learn about your spending habits with weekly and monthly insights Schedule your bills or regular monthly payments and manage subscriptions Get that payday feeling one business day early when your salary is paid via Bacs Free yourself from travel fees. Pay anywhere, in any currency on your debit or credit card (we pass Mastercard's exchange rate directly onto you, without hidden fees) SUPERCHARGE YOUR SAVINGS WITH POTS Create personalised Pots to separate spending money and savings Turn spare change into savings with automatic roundups Earn interest on money with Instant Access Savings Pots SPLIT AND PAY THE MONZO WAY Split bills, send reminders, and keep track of joint costs Get paid back or make payments with a link (limits apply: £500 for requesting money and £250 for making payments with a link) INVEST IN WHAT MATTERS TO YOU Choose from a range of investing options to suit your interests, financial goals, and the level of risk you’re happy with Start with as little as £1 Grow your investing know-how with bite-sized topics on investing essentials The value of your investments may go up or down. You could get back less than you put in. UK residents 18+. Ts&Cs apply MONZO FLEX: AN AWARD-WINNING CREDIT CARD Monzo Flex is a credit card you can count on. It gives you real-time balance updates, a credit limit up to £10,000 and a 0% offer you can use time and time again. Protect eligible purchases made with the Flex card with Section 75 Protection Apply from your Monzo bank account. Eligibility criteria & Ts&Cs apply. 18+. Not keeping up with payments may negatively impact credit score Representative example: 29% APR representative (variable). £1200 credit limit. 29% yearly interest (variable) BUSINESS BANKING FEELS BETTER WITH MONZO Monzo Business Banking helps small businesses stay on top of their finances. Voted Best Business Banking Provider at the 2024 British Bank Awards. Choose from Lite for free or upgrade to Pro or Team from £9 p/month Enjoy automated Tax Pots, multi-user access, invoicing, expense cards and more Connect Xero, FreeAgent, Sage or QuickBooks for taxes and accounting Send and receive money internationally: make payments from your bank account (depending on the currency, you may need a Wise account. Fees apply) and receive money from 40+ currencies via SWIFT Only sole traders and limited company directors in the UK can apply. Ts&Cs apply. TRUSTED BY MILLIONS 16 million customers and counting Voted Best Business Banking Provider – 2024 British Bank Awards Download Monzo today and join millions using mobile banking to make money simple. Manage your finances, savings, travel payments, credit cards and business banking, all in one award-winning app. Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £120,000 per person. You'll need a Monzo current account to access Investments, Instant Access Savings Pots and the Monzo Flex Credit Card. UK Residents only, Ts&Cs apply. Award is by Smart Money People. Registered address: Broadwalk House, 5 Appold St, London EC2A 2AG